I am wondering if there are any, decent, credit card companies out there that are issuing unsecured cards to people with bad credit. I am tryin to rebuild mine and already have a Premier Card. I need another to continue. Any suggestions?

Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-score.10001mb.com

Is it beneficial to join Consolidated Credit Counseling Services? Im making my payments on time and I always pay more that the minimum but I just want to start saving a lil bit more each month. My credit score is also good so I was wondering if I should join this program to reduce and consolidate my payments. That way I can have more cash free every month. Anyone out there with a similar experience?
My goal is not necessarily to pay them off fast is to have more cash flow during the month.

Why would you do that? Combining them will do nothing to get them paid off quicker. It will open them all up so you can charge them up again.

Follow Dave Ramsey’s debt snowball. Pay the minimums on all of them. On the one with the lowest balance, put ALL your extra money toward it. When it is paid off, take that minimum payment, plus the extra you were paying and apply it to the next smallest debt. Keep rolling this until you are paid off.

MATHEMATICALLY it would make more sense to pay the one with the highest interest rate first. BUT, you don’t have a math problem here, you have a behavior problem. Paying the smallest one down will give you a quick reward and will encourage you to stay on the plan. Yes, you may end up paying an extra $30 or $40 in interest over the course of the plan, but you are already paying double or triple on that latte you charged a year ago.

In the future, only charge what you can afford to PAY IN FULL as soon as the bill arrives.

Also, get together a cash emergency fund so this won’t happen again.

We are debt-free except our house and have about 6-month’s worth of expenses in the bank. We drive two paid in full cars that are only a few years old and we pay for everything in cash.

I just tried by logging on to the free credit report link. I filled everything out but then they asked for my money. How can I still get my free credit report?

if you are looking for the free credit check usa national site, check out this site

http://Free-Credit-Check-National.com/

Here you can check your free credit score rating and your 3-in-1 Report from three credit reporting agencies

I have just paid off one credit card and a substantial amount on another credit card. If I were to apply for a loan with someone and they were to check my credit report, how long after the time that I have paid off my credit card, can I expect it to show on my credit report, so that they people checking my credit report, would see the current balance of my CC’s?

hi,

if you are looking for the best credit report site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your Free Credit Score and Report

hope this help,

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?

hi,

if you are looking for the best credit report site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your Free Credit Score and Report

hope this help,

How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the mojor credit agencies and how do I get my free credit report.

hi,

if you are looking for the best credit report site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your Free Credit Score and Report

hope this help,

Hi can anyone know how to get the credit reports directly from credit companies. I want my credit report receipt from companies . If I go and ask them they will provide me report or not.

hi,

if you are looking for the best credit report site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your Free Credit Score and Report

hope this help,

Hi can anyone know how to get the credit reports directly from credit companies. I want my credit report receipt from companies . If I go and ask them they will provide me report or not.

hi,

if you are looking for the best credit report site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your Free Credit Score and Report

hope this help,

They only report arrears, not current payments made or even when arrears are paid.

To learn a father’s rights, join Dads House in Yahoo Groups. It’s free to join and you associate with other fathers going through the same thing.
http://Dads-House.org

Child Support Modifications & Arrears
Negotiating The System
http://ch11-Child_Support-Negotiating_The_System.Dads-House.org

Modifying The Order
http://Ch11c-Child_Support_Modifications.Dads-House.Org

Federal Handbook For Non-custodial Parents
http://Www.Pueblo.Gsa.Gov/Cic_Text/Family/Childenf/Noncustodial.Htm

Rebuttable Presumptions Modifications
http://Ch11d-Child_Support_Rebuttable_Presumption.Dads-House.Org

Child Support Trust Funds
http://Ch11e-Child_Support_Trust_Funds.Dads-House.Org

Contempt Of Court Hearings
http://Ch11f-Child_Support_Contempt_Hearing.Dads-House.Org

Retroactive Modifications Of Arrears
http://Docs.Dads-House.org/Federal_Child_Support_Laws.pdf

Tax Info
http://Ch11g-Child_Support-Income_Tax_Considerations.Dads-House.Org

When Support Orders End
http://Ch11h-Child_Support_Ends_At_What_Age.Dads-House.Org

Modifications Due to New Child
http://Ch11i-Child_Support_Adjust_Due_2_New_Child.Dads-House.Org

Modification Due Remarriage
http://Ch11l-Child_Support_Adjust-Income_Of_2nd_Spouse.Dads-House.Org
\\\\\\\\\\\\\\\

I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores.

There is a same tax lien listed twice, one has account number , the other doesn’t has an account number. Which credit bureau should I contact for this issue? How do you know which item is from which credit bureau?

hi,

if you are looking for the best credit report site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your Free Credit Score and Report

hope this help,