Monthly Archives: November 2008
How does bad credit come off your credit report once you have passed the 7 year deadline?
Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has passed? typically they come off but after another month or so and they dont come off then contact the bureau … Continue reading
Has anyone ever heard of Trinity Credit services from Texas?they do credit repair and want$1500 to do 2 people
I found these guys on the web. They have been in business 10 years. Their rep says for my husband and I it will be $1500 because there is so much to clean off. This seems excessive but I have not ever done this before. I know we can do it ourselves but we have … Continue reading
How do I get rid of credit cards without hurting my credit?
I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers. Your score will be … Continue reading
How can an exporter obtain a letter of credit?
I'm new to the exporting scene and intend to export a natural resource from southern Africa to western countries (preferably the US). There is a lot of political instability in the country I will be exporting from, but nevertheless I have access to the resources and can get things done. The problem is that I … Continue reading
How long does it take for credit card latenesses to fall off one's credit report?
I've heard that "baddies" stay on a credit report for 7yrs from the date of first delinquency. In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it said "due to stay on credit report until 3/2005" which is only 2.5yrs not 7. Then in spring 2005, the lateness … Continue reading
I need a website offering business's credit score checking services for opening a credit account?
Im attempting to start checking peoples credit scores so i can open a account for them im not sure what i should be looking for or who offers such services and how much? Experian, Transunion, and Equifax are the 3 credit report providers. You will need to setup an account with them for this service.
What are some names of credit cards that have high credit limits?
What are some name of credit cards that have high credit limits? Are there any credit cards that have a $100000.00 credit limit? Usually credit cards with associations like "Platinum" or "Titanium" have higher credit limits. But since most credit card companies don't disclose this information in their 'Terms and Conditions', it's hard to give … Continue reading
How can someone with no known credit history improve their credit rating?
I've never used a credit card before, are there any resources online or techniques that are recommended [apart from obviously getting a card and paying it off in full at the end of each month right?] I was told when looking for a mortgage that having a land line telephone number and being on the … Continue reading
How often does Household Bank report to credit bureaus?
I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I've had the card) but no payments have shown up on my credit report as of … Continue reading
Has anyone heard of or used Trinity Credit Services?
They are a credit repair service. It sounds really good, a little on the expensive side though… I was wondering if anyone has used them before? go to www.jicinvestments.com they have the correct form to send to dispute. they will also show you step by step how to get negative marks deleted. I tried them … Continue reading