I am going out of the United States this upcoming summer for 3 months and would like to have a credit card on me that I will be able to use in Europe without being hit with transaction fees. Does anyone know of a credit card company that issues cards without charging an exponential amount [...]

I have a solid business plan…and several other ideas. My husband and I have looked into economic factors, etc. Only problem is that I was laid off 5 years ago right before I got married; had to sell my home, car almost got repoed, credit went bad and I filed bankruptcy. Ever [...]

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?
It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does add [...]

I'm planning on going through a consumer credit counseling agency to get help with my overburdening debt. However, two that I checked into will not, or cannot, work with payday lenders. Are there any out there that will?
You can work out something on your own with the payday lenders. If you give them just [...]

Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728.
I have $0 balance all of my cards at this time.
I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open.
I rent a apt due to the high [...]

My husband recently cleaned up his credit to where it was like new baby credit. His score is in the mid 500s which isn't horrible but it isn't good.
We are currently trying to purchase a house and would like to get a decent interest rate. His solution was to purchase a car at a horrendous [...]

I have a combination of Open, Closed, Revolving, consolidated and unconsolidated student loans, and a couple credit cards I have never used. I have averaged these in many different ways but have not yet arrived at the "Average Account Age" that is reported in the Equifax credit report. For those who haven't purchased their report, [...]

I need to improve my credit & am in about $50,000 in debt. Bankruptcy or credit counseling services?
some credit counselors are legit, some are scammers..chooose carefully. bankrupsy is not the end of the world…you can keep your house and car….check into it, also.
Consider that your credit will be no better after you contract a [...]

I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does "available" credit affect one's credit score negatively [...]

Do your best to avoid buy-here pay-here.
Find a vehicle from a private owner
who has decent maintenance records.
Find a vehicle that is still only a couple years
old or newer, and is in good condition
something a bank will want if you fail to make payments.
Go to your bank and discuss with loan office.
If "less than perfect" is [...]