I have paid down some balances already for some time but the changes are not appearing on my credit report. I’m not pulling up my credit however, I have alerts when my scores go up or down or if there’s inquiries etc. Do I have to ask them to report the change in balance? Why [...]

I have recently contacted RMCN to help me get some false information off my credit report. Does anyone have any experience with RMCN or similar credit repair services they would share (positive or negative)?
do it yourself for free
www.creditinfocenter.com

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I was just wondering how interest rates get lowered on credit cards? Why do some people have lower interest rates, and some have higher? I understand the whole difference between credit scores and that some people have better credit than others. But I know that every single person with a low interest rate on credit [...]

I am lost! I am in a good job now with commission. I am a broker and only count on clients I get that is based on my income. I have been at this job for 6 months so there is not much money coming in to pay my bills as of yet. I [...]

For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this—-especially if this [...]

I think each of the three credit reporting agencies offer some type of credit monitor service. Are they worth the money?
Myfico.com is very good because you get your true fico score. Instead of a fako score. The fako scores are way off. To save some money on Myfico.com you may use this code SCORES4LESS. [...]

Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured [...]

A useful free consumer site on credit repair is a good website
I've found some good information here too…
http://debt.knowledged.info/credit_card.html
Hope that helps.

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I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don’t want to pay an arm and a leg. I shouldn’t have to buy my own personal information in the first [...]

Personal Credit Services charges a fee to hook you up with a loan company that will give you a loan. It is gurenteed (sorry about the spelling) that you get a loan or your money back? Are these people just praying on folks with bad credit?
Yes they are. What is that company doing that [...]