Monthly Archives: November 2008
What will my credit report show if I choose to settle an old credit card account with a debt collector?
I would like to settle a few closed credit accounts that have been charged off and bought out by debt collectors. The collection agency is offering me a discounted rate to pay off this account. If I choose this option, will my credit report eventually show this account closed and paid off, as stated by … Continue reading
Do credit reapir services really work?
LIke services like Lexington Law or DSI solutions? I have credit issues and if I can pay someone to fix those issues so I can get a house I would deffenitly be willing to do so, but I dont want to jsut hand over money to them and have them do nothing for it. Anyoen … Continue reading
What kind of Credit Card processor should i use to accept credit cards at an arts and crafts fair?
I'm going to have a booth at an arts and crafts fair. I'm not sure how to accept credit cards. do i have to go with the manual cordless credit card machine or are there more options. thanks How do i get the wireless equipment free? For a booth at an arts and crafts fair … Continue reading
Does anyone know of a free credit report resource that is legit?
I have some old history on closed accounts that I want to get off my credit report but first I need to know how to get the report. Some say they are free but you have to sign up for something else. The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled … Continue reading
How do I get a credit report with out a credit card or checking account?
I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card. You are entitle to one free report per year. I’m not sure how it works … Continue reading
I'm searching for information on online credit repair services. Do they work? What improvement can be expected
Is investing the money for credit repair wothwhile? Are the results satisfactory from an accredited repair service company? I am looking for first hand experience and reference from someone who has used an online credit repair service. I have been to "many" different credit repair sites on the web. Some were pretty good and some … Continue reading
How many credit cards should a person have?
I know having too many is not good for a person's credit score and looks bad to those checking this credit. But not having any credit (such as cards) is not good either. So is it best to have more than one card? My parents told me when I was younger to have a limit … Continue reading
Cancer has ruined my girlfriend credit and her cash resources?
my friend melsisa had good credit but she got dx with breast cancer in 2004 lost her job, had to live on her cards, had treatment till this year. now facing cervical cancer she hasnt filed bankruptcy yet can't afford to and physically she is just getting threw the day. at one point she did … Continue reading
What will my credit report show if I choose to settle an old credit card account with a debt collector?
I would like to settle a few closed credit accounts that have been charged off and bought out by debt collectors. The collection agency is offering me a discounted rate to pay off this account. If I choose this option, will my credit report eventually show this account closed and paid off, as stated by … Continue reading
How do you pay for home services? Credit card or cash?
I am opening a Gutter Business to install gutters on peoples homes. I was wondering, if you pay for someone to work at your house, to provide some service, how would you like to pay? Cash or Credit card? I am just wondering if I should get a Merchant account for my business. Thanks I … Continue reading