I don't see a phone number on the credit report for the collection agency. What's a best way to contact them?
Call the number for the credit reporting agency and ask if they have a contact number for the collection agency. If not, ask for the address, and write to the collection agency.

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There is a law firm that keeps popping up on websites that says they can improve your credit score. Has anyone actuallly tried this service. If so what was your experience with them? Am I better off trying to repair my credit myself.
In order to build up credit and establish a good credit, you must [...]

Hello i would like to know if someone could let me know of any credit cards with a low interest rate on cash advance (withdrawing and such) and purchases for people with or without bad credit?
Thank you very much, any information will help my sister out.
~Scott
Oh and please can people only list places i can [...]

A friend of mine is going for a city management position dealing with big budgets. She has many years of Human Resource & Insurance background and has dealt with budgets. But she knows that her personal credit is a mess and is worried that the city will run her personal credit as part [...]

I understand that negative items remain on your Credit Report for 7 years after the date of Original Delinquency, but how do I determine when this date incurs? Since the "Date of Last Activity" changes extending the date of deletion on your credit report, how can I determine when items should drop off?
It is [...]

I can pay my monthly payments just fine, i just want to consolidate some cards with high balances and really high interest rates, into one easy payment with lower interest rate?? Should I do it, or is there some hidden scam???
Yes but only if your creditors agree to work with them.

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I need a business card for my company, how can I order one witgout a credit card or paypal. Preferbly, I'd like to order cards and get billed by mail.
most places don't work like that. but there are also some stores who make business cards. so you might have to go there.

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just be careful as most of these programs are a scam

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Does all the bad credit listed on your report just get wiped out? Is there a bankruptcy listed on it?
I heard you can get credit very easily after filing bankruptcy as you cannot file bankruptcy for 7 years. Is that true? I heard its easy to rebuild your credit after.
The bankruptcy will be listed on [...]

How can you see if a lending company is legit?
Bad credit is one of the worst problems to have… however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone [...]