I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don't want to pay an arm and a leg. I shouldn't have to buy my own personal information in the first [...]

I have a few personal credit cards and I want to consolidate them. I also am self-employed, but I dont' have a business credit card; although I get LOTS of ads for them in the mail. I've always wondered, what is the difference? Are there different rules or fees? Can you [...]

I had an apt complex in California put a negative item on my credit report. The charges they list are invalid (they made up charges over 30 days after we moved out) but they hired a collection agency and I now have this thing on my credit report. How do I challenge it [...]

I plan on buying a new car within the next month or so. I recently received a notice that I now have a fraud alert on my credit report and the Equifax was going to send the same to the other 2 bureaus.
Tell them that more than one person can have the same name and [...]

I have some old key Derogatory reports in my credit report. Is there any way to pay these off to increase my credit score? Someone told me if you pay them off, it will still show negative on your credit report. What is the best course of action? I have under $5,000 in negatives on [...]

For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I'm trying to figure out if you lose your old credit history when you do this—-especially if this [...]

I want to accept credit cards on my website without any services means by bank I want to receive. Can I get?
You need to be more specific. You will need to have a service to process the credit cards via the bank that issued them. You also need to validate the credit card [...]

So, for instance what are the number of people carrying 3 or more credit cards? what was their average transaction per month? what was their credit card balance?
Try this site:
http://www.cardweb.com/cardtrak/news/2004/may/13a.html
http://www.cardweb.com/cardtrak/
http://answers.google.com/answers/threadview?id=95380
http://www.bankrate.com/brm/news/cc/20000815b.asp

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I don’t understand why if you give a bank money up front, and that’s your limit on the card, why they have to pull a credit report? Is there any way around? The reason I don’t want a report pulled is I’m trying to raise the score, but it’s already been affected negatively by too [...]

I seen on TV that 'Instant Tax Services' are offering loans with your last pay-stub of ' 08 and they don't go by your credit score.Could this be true? Do they have you sign some kind of form stating you will pay them back from your taxes and they will be doing them.Is that [...]