Monthly Archives: January 2009
What is the difference between a credit score and a credit report?
I did my research and I realized that i have a good credit report standing. I only have 2 accounts that I am currently using. Out of those two, for one I do have a balance but I always pay my bills on time except for two times when i was late because, the credit … Continue reading
Any opinions on Credit Services that are suppose to improve your credit score. Do they work?
Credit Repair debt consolidation if someone wants to get out of debt today it is pretty easy with a debt consolidation plan however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is: http://umgarticles.atspace.com/debt-consolidation.htm
What to do with bonus- pay the credit cards or make an investment?
we never live with credit cards before. and now we have 5000$ on our credit cards that we cant close . we are doing a min paymant every month and trying to pay more than that. we will have a bonuce 7000$ at the end of the year. will it be beter to pay to … Continue reading
how do credit cards and gas work?
what if you just didnt pay your credit card bill but bought gas? thatd be a waste of the earths natural resources going unpaid for. how does that work? the credit company pays the vendor and then takes it out on the non payee in the forms of high interest, collection costs, possible litigation, and … Continue reading
How to change wrong information on credit report?
After applying for a for a morgage we got a copy of our credit reports. Well my credit report is 19 pages long full of stuff that doesn’t belong to me. It has my mother’s employer on there, her bank ruptcy, her house loan, car loans, medical bills. How do I go about fixing this … Continue reading
is Wescot Credit Services Ltd still running?
is Wescot Credit Services Ltd still running i been paying them for months and havnt heard from them at all not to tell me how much left i have to pay , so i havent paid the last 2 weeks and still not heard anything , can anyone help cheers Yep one of the largest … Continue reading
Why do people prefer to use credit cards instead of debit cards ?
As far as I know, credit cards involve paying interest rates to the bank wich costs additional money on top of the purchases price. On the other hand debit cards are free when used in offline and online purchases, so does anybody know why people prefer to use credit cards instead of debit cards ? … Continue reading
What do I do if I find a lost credit card?
Well I found this credit card on the floor with a valid name, signature, and the expiration date is until 2011. It is in good condition and I was hoping to return it to its rightful owner, but I don't know how? Can anybody give me any advice? Please provide any resources, if possible. Thank … Continue reading
What words should I use to dispute incorrect reporting date, balance or credit limits on my credit report?
Should I aim to get it completely deleted by stating it’s not mine? If not, how specific do I need to be with what is incorrect within a credit report listing? The wording doesn’t really matter, just state the reason. If you file too many disputes on one report, the credit bureau may consider it … Continue reading
Where to find services where people with bad credits scores can share others credit to improve their score?
It is similar to credit piggy backing but not only sharing the persons credit card as an "authorized user", but sharing the "individual", such as lines of credit, mortgage, loans, etc. Does such service exist in America? I have heard it is popular in Arizona and Virginia. Thanks You can improve your credit score with … Continue reading