Monthly Archives: January 2009
I collecting all the credit cards issue in the united states, which one am i missing?
I already have visa, mastercard, american express, discover, diners club, and JCB. Are there any more credit cards? Please don't mention credits cards issue by department stores like JC penny or cards issue by other companies like Capital one or CHASE. www.creditcards.com lets you compare different credit cards. Im sure it has a comprehensive list.
How long does a creditor have to report a bad dept on your credit report.?
I Just received a letter saying my old account from bank of america has been purchased by Nco Financial Systems. Their saying if I dont pay them in 30 days they will report me to the credit bureaus. Now this Bank of America account is from 3 years ago. Its not a credit card. I … Continue reading
Has anyone used the credit agency CCRS (Clean Credit Reports Services)? Are they good or a waste of money?
Are they good or a waste of money? Any suggestions, I am trying to get my credit together and need help, I have been way to ignorant about my credit! Well today is your lucky day on educating yourself. First, DO NOT spend your money on those scams. And yes, i'm telling you that they … Continue reading
Is it true that some credit cards can damage your credit even if you pay fully and on time?
I heard somewhere that some credit cards can damage your credit even if you pay on time and more than the minimum balance. Is this true? What kind of credit cards would be like this? Thanks for your help! yes. Credit cards with no limit can damage your credit score. 30% of your credit score … Continue reading
what is Credit Card Authorization resource?
what is Credit Card Authorization resource and what is Credit Card Authorization resource error? I believe is has to do with how your credit file is looked up at the credit bureau (like Equifax) in order to authorize a transaction. Resource error means the credit bureau may have had some communication error or for some … Continue reading
How can get rid of these two default accounts from my credit report?
Hey people..I used to live in a property in Leeds and when I moved to my new house I informed British gas that I am moving and gave them my new address for futrure correspondence but for some reason they kept on writing me on my old address for outstanding bills. I only came to … Continue reading
anyone used ovation credit repair services?
i want to get my credit fixed ,has anyone used ovation or any other credit repair service that actually works? Some people seem to be confusing credit repair with credit counseling. They are very different things. With a credit repair company like ovation law they will try to improve your credit by asking for the … Continue reading
How high can my credit score climb if I have only credit cards in my credit history?
My current credit score is 745 and I've built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score … Continue reading
Does anyone know a lender or investor that can help me with a start up loan with no resources and bad credit?
I do have my business plan. I got help with it from a member of SCORE from the SBA. I am trying to build a restaurant. Yes it is new. A building has come up for sale that would work to become established. I do not have the money to invest of my own. I … Continue reading