Monthly Archives: September 2009

Free Credit Report Online – I need something free, fast and easy What is the best site for free credit report?

I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. if you … Continue reading

Has anyone heard of Affinity Credit Services based in Edmonton AB?

Got a call from these people and can’t find any info on them besides ther own website, which doesn’t even provide their office hours. I’m wondering what debt they are trying to collect from me. Anyone know who they purchase debts from? Did you mean Affinity Credit Solutions? Hope the link below helps, http://www.411.ca/business/Alberta/Edmonton/Affinity-Credit-Solutions/6094428.html You … Continue reading

Is it bad for my credit rating to have credit cards and not use them?

I have three credit cards but only use one, and pay it off in full every month. I am planning on making a big purchase at Best Buy and can save a lot of money if I open a credit card with the purchase. (I believe like 20% which would be almost $150). I would … Continue reading

Is it possible to have good credit with low income?

When I try and look at community resources for housing (Oregon) I only find help for people who have low income but good credit. Isn’t there any help out there for low income with bad credit when they are so obviously such a high financial risk? Income and credit are not related. Either you believe … Continue reading

How to get the credit report directly from credit companies?

Hi can anyone know how to get the credit reports directly from credit companies. I want my credit report receipt from companies . If I go and ask them they will provide me report or not. Go to AnnualCreditReport.com, which is the only authorized source for consumers to access their annual credit report online for … Continue reading

Has anyone had a good experience with Consumer Credit Counseling Services, Money Management International?

This company is through Consumer Credit Counseling Service. After being unemployed for over 1 year, and used all my savings to pay my credit card bills I need the help of this type of service. I just got a job making 80% less than I was making before, and have less to pay the credit … Continue reading

How do credit cards calculate the exchange rate?

I know many credit cards can add on a 2-3% surcharge for using a credit card overseas but what rate do they charge for the currency conversion? Do they take the market rate at the exact time of the transaction or do they use the market rate at the close of the business day? Or … Continue reading

Is anyone familiar with a reputable company that offers lines of credit?

I have a growing real estate business in WI. I need to find alternative resources for reserve and working capital. I have been sent offers for lines of credit by companies I have never heard of. Does any know where I can go and research? i think having money on credit is not the best … Continue reading

How do I obtain free yearly credit report from internet?

I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How … Continue reading

Those of you who have used Lexington Law credit repair services, how did it work out?

I’d like to know of anyone who has actually used Lexington Law credit repair and of their experience. I have gotten mixed reviews on the company, so I’d like to hear from some actual users. Was it successful? How long did it take? Any problems? How was their communication/customer service? Do you get to talk … Continue reading