Monthly Archives: September 2009
Can credit bureaus report late payments after a sheriff sale?
I had a foreclosure back in 1/07. My credit report shows the foreclosure; however, is reporting late payment after the sheriff sale. It shows the final date of 11/07. Is there anything I can do? The sheriff sale is all about ownership of the property. It has little to do with the debt. Unless the … Continue reading
Does credit repair services work?
I want to raise my credit score and get rid of a few items on there. I read about repair services. Do they work or will it be a waste of my money? Believe it or not, there are reputable credit repair companies out there. I used one that really helped me improve my credit … Continue reading
What are the easiest credit cards to get for someone who just turned 18?
I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit … Continue reading
credit repair resources ?
Deos anybody know a good place for credit repair resources ??? also need information about identity change, and is it possbile ?? You can always have your name and/or age changed in a court. To repair credit, it is simple. Pay off all credit cards, but DO NOT CLOSE THEM. Live within means. Get a … Continue reading
How fast do credit card companies report changes?
I have paid down some balances already for some time but the changes are not appearing on my credit report. I’m not pulling up my credit however, I have alerts when my scores go up or down or if there’s inquiries etc. Do I have to ask them to report the change in balance? Why … Continue reading
How exactly to credit services that consolidate your bills make money?
They take 15% of whatever money they claim to settle. Stay away from any "debt consolidation" company that promises to cut your debt and payments in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. You pay a monthly fee … Continue reading
How to pay off credit cards enrolled in a debt management program?
I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower … Continue reading
Is credit card debt subtracted from your total resources when checking eligibility for food stamps in NY?
No. and the rules are the same throughout the US.
How do I obtain a free credit report from each of the major credit bureaus?
I heard on CNN Headline News that you can obtain one free credit report per year from each of the 4 major credit bureaus. Does anyone know the names of each credit bureau, the number to call (or address) and what you need to do to get a copy of your credit report? if you … Continue reading
Do credit repair services work? Which is the best agency to go through?
I have paid for alllllll of my old collection accounts and I’m just waiting for them to drop off of my credit reports. I’ve been looking into credit repair service on line and wondering if they can actually help. All of the items on my reports are actually MINE and I did actually owe them, … Continue reading