Monthly Archives: October 2009

What does credit report look like after bankruptcy?

I wanted to get information on what your credit report looks like after filing ch 7 bk. Does it still list all your accounts with the balances just with discharged on each, or is your credit report blank with just the bk on it? All of your account names will show. There will be a … Continue reading

I have something fraudulent on my credit report. I need to get it removed, what is the procedure for this?

An account was opened using my personal information, and a debt is owed to a company. I have told several collection agencies that this is a fraudulent account and I will not pay it. Since then, it has shown on my credit report and is severely affecting my credit. How can I get this blocked … Continue reading

How does an never used credit card report on your credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing? It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does a … Continue reading

How does an never used credit card report on your credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing? It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does a … Continue reading

Know of any resources for fixing credit?

I have no active accounts in my credit. I have not had anything in my name in over 2 years. Everything on my credit is old stuff that are in collections. I am going to start paying them off, but I want to do it right. Are there any tricks to know when fixing credit … Continue reading

Know of any resources for fixing credit?

I have no active accounts in my credit. I have not had anything in my name in over 2 years. Everything on my credit is old stuff that are in collections. I am going to start paying them off, but I want to do it right. Are there any tricks to know when fixing credit … Continue reading

How to get the credit report directly from credit companies?

Hi can anyone know how to get the credit reports directly from credit companies. I want my credit report receipt from companies . If I go and ask them they will provide me report or not. if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you … Continue reading

Which secured credit cards can you continue to add money after it is opened?

I want to increase the limit 1000 dollars a month but I am trying to find a secured credit card that will allow me to continue to add money. After they give me the secured account I will use the money to get another secured card at another bank. Is that a good idea? I … Continue reading

How do to check my free yearly credit report from internet?

I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How … Continue reading

How does an unused credit card report on your credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing? It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does add … Continue reading