Archive for December, 2009

Thursday, December 10th, 2009

How can you get your credit report and score free without going to the free annual report?

How can you get your credit report and score free without going to the free annual report?
if you are looking for the free credit score usa national site, check out this site
http://Free-Credit-Score-National.com/
Here you can get your 3-in-1 free credit score report

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Wednesday, December 9th, 2009

How do you give a credit report to a tentative landlord without giving them all of your personal credit info?

I’m looking for an apartment and every landlord requires a copy of a credit report. That’s great, but how do I give them that without giving them all of my super-personal information?
Simply give him the copy but redact (block out) all but your last four digits of your social security number.
All they need to see [...]

Monday, December 7th, 2009

Any way to acquire a free credit report from each of the major credit bureaus?

I heard on CNN Headline News that you can obtain one free credit report per year from each of the 4 major credit bureaus.
Does anyone know the names of each credit bureau, the number to call (or address) and what you need to do to get a copy of your credit report?
if you are looking [...]

Monday, December 7th, 2009

How does the cashback work on credit cards and debit cards?

When I use my debit card at the store, it asks if I want like $0, $10, or $20 cashback. How does cashback work? And how would this cash back procedure work on a credit card?
Should I take a cashback amount when using my debit card? I see other people in line in front of [...]

Sunday, December 6th, 2009

What website provides the best credit report for free?

I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?
if you are looking for the free credit report national site, check out this site
http://free-credit-report-national.info
Here you can check your 3-in-1 [...]

Friday, December 4th, 2009

What is the legit “free credit report” website?

You hear from all sorts of places about getting your free credit report, but you just have to sign up for a free trial. And there’s always that catch. I saw something yesterday on the TV about a free credit report being offered and the offer expires end this month? I can’t remember who it [...]

Thursday, December 3rd, 2009

How do I check or help establish a credit report online for my 16 year old daughter?

My daughter is turning 17 in May and she has been interested in building a good credit file. She already has a checking account with my husbands’s cosign and a debit card. How can I help her establish a credit report and how can we check her credit report? Where can I get some good [...]

Thursday, December 3rd, 2009

Does bill consolidation loans for bad credit really work?

Are bill consolidation loans different from debt consolidation? I am confused in this two concepts. Want to know more about it and get my medical bills, or credit card bills consolidated asap. Also can anyone suggest any good resources for bill consolidation and also want to advice me what to choose.
Call it what you will, [...]

Tuesday, December 1st, 2009

How long will it take to regain good credit report?

My boyfriend knew he had bad credit but didn’t know what was in his credit report. He got his report off of one of those free websites. He has a couple of collection items on it. When he pays them back, how long will it take to come off his credit report? [...]