Monthly Archives: January 2010
What should my credit ratio be for my credit cards?
I’ve always heard its good to keep your credit/balances at a certain ratio to improve your credit rating. What should mine be? I have 2 cards: one with a $200 limit and the other with a $250 limit. How much should i spend on each? In your case and with such low limits on both … Continue reading
Credit card companies know how to stop a terrorist attack but Obama doesn’t?
How can VISA notice a suspicious charge to my account, freeze my card, call me up to let me know about it, and then mail me a brand new credit card within 3 business days…….yet the Obama administration and the entire US government (with trillions of dollars in unlimitted resources) can’t figure out how to … Continue reading
How can I order my free credit report online?
I’ve been to the website to order my free credit report but it always tells me to pay. How can I order my free credit report online? if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three … Continue reading
If I combine 2 credit cards, will it hurt my credit score?
I have 2 cards from capital one that I use every month, but pay off every month. One has a credit limit of $500 the other is $1200. If I call to combine the credit limits into one card will my credit score suffer since one account will be considered closed? Or will it remain … Continue reading
Should we take a lesson from credit card companies on how to stop terrorist attacks?
How can VISA notice a suspicious charge to my account, freeze my card, call me up to let me know about it, and then mail me a brand new credit card within 3 business days…….yet the Obama administration and the entire US government (with trillions of dollars in unlimitted resources) can’t figure out how to … Continue reading
How do you find contact info for collection agencies on credit report?
I have a couple of old (small) collections on my credit report that I’d like to clear up, but it just shows the name of the collection agency and a partial account number. How do I get contact and account information for these collection agencies so I can find out more information on these debts … Continue reading
Which credit reporting agency is best for the credit report?
I know that i can get my free credit report once a year, but there are like 3 reporting agencies to chose from. Which of those agencies is most accurate, and gives out the most info? I want one, to show all the negatives thing i might have in order for me to fix them, … Continue reading