Monthly Archives: February 2010

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing? It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does add … Continue reading

I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report as of … Continue reading

Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned. I defaulted on the loan that year, but it is still on my credit report. I wrote letters to the bank and to the credit reporting agencies, and this is still … Continue reading

My X-Husband and I got a divorce, with it papers that stated as a contract that he would be taking two debts he incurred while we were married but these debts still show up on my credit report. Is there any way to stop these debts from being reflected on my credit as it was … Continue reading

You hear from all sorts of places about getting your free credit report, but you just have to sign up for a free trial. And there’s always that catch. I saw something yesterday on the TV about a free credit report being offered and the offer expires end this month? I can’t remember who it … Continue reading

I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free? Thanks! Only ONE IS TRULY FREE and mandated by the FTC: Score is additional $7.95 per agency but you … Continue reading