I have bad credit right now (around 540), and I am trying to fix it. I was wondering if the Credit Repair Services are any good? Also, do you have a recommendation for one that is trusted and worth the money?
All credit repair business are in it to make money, they could care [...]

How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come [...]

I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?
If you are looking for the free credit report national site, check out this site
http://free-credit-report-national.info
Here you can check your 3-in-1 [...]

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?
It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does add to [...]

I am applying for a secured credit card after bankruptcy (due to medical bills), Is it to my advantage to get 2 or 3 secured credit cards to build history or only use one? I dont really need or want any loans/credit cards right now and I am big on paying cash but I need [...]

I have paid down some balances already for some time but the changes are not appearing on my credit report. I’m not pulling up my credit however, I have alerts when my scores go up or down or if there’s inquiries etc. Do I have to ask them to report the change in balance? Why [...]

I know that i can get my free credit report once a year, but there are like 3 reporting agencies to chose from. Which of those agencies is most accurate, and gives out the most info? I want one, to show all the negatives thing i might have in order for me to fix them, [...]

There are hundreds of organizations that provide consumer credit counseling. Most of them are reputable services committed to helping consumers resolve their money troubles. However, some charge excessive fees, give questionable advice, and fail to perform the services they promise.
So how to choose best among Credit Counseling Services?
To find reputed and legitimate agencies make sure [...]

when i activated my credit card they asked me to verify the make and model of my car?
how do they know, it is a diff. company? my credit report doesn’t say.
how do i see the credit report they see that has make model?
I have never seen the make or model of someone’s car on a [...]

when i activated my credit card they asked me to verify the make and model of my car?
how do they know, it is a diff. company? my credit report doesn’t say.
how do i see the credit report they see that has make model?
There are new "consumer reports" that are beginning to emerge that gather more [...]