Monthly Archives: April 2010

What would a "Credit Services Representative" do for a major bank?

I think I have a fairly good idea of what this job is. I’d just like to know some things to say if a recruiter calls me back. Would I be funding loans for major commercial accounts? Extending lines of credit? Servicing the lines of credit? Making sure the accounts are in good standing? Any … Continue reading

Can I tell a credit card company to report positive comments to my credit report?

I payed off 2 credit cards out of four. Can I contact those two credit card companies and ask if they can report positive comments to the credit bureau to raise my score? Or do they automatically do that? I’m trying to raise my score. If you have any tips please share them with me. … Continue reading

How I can get free credit report once a year allowed by the government?

How I can get free credit report once a year allowed by the government? Is there a truly a free credit report? I just want to get my credit report. Help me please. AnnualCreditReport.com is the site mandated by the FTC to allow online access to your free annual credit reports from each of the … Continue reading

Why would my credit report look good on Equifax and not Experian?

My credit reports looks good for one agency. I have a loan in really good standing that is being reported by Equifax on my credit report but when I look at the other, it has no history of the loan. Should this loan be reported to all three of the agencies?? Or is it up … Continue reading

How does an never used credit card report on the credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing? if you are looking for the free credit score usa national site, check out this site http://Credit-Report-Online-USA.com Here you can get your 3-in-1 free credit report … Continue reading

How to get the free annually credit report?

How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come … Continue reading

How does an unused credit card report on your credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing? if you are looking for the free credit score usa national site, check out this site http://Credit-Report-Online-USA.com Here you can get your 3-in-1 free credit report … Continue reading

How often does Household Bank report to credit bureaus?

I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report as of … Continue reading

What advantages and disadvantages do credit cards and a debit card?

I need help i need to know what are the advantages and disadvantage between these two cards a debit and a credit card. Debit card: PROS: the money comes right out of your account. you know how much you have and how much you have to spend. CONS: Money comes right out of your account. … Continue reading

How can I get my credit report online for free with out using a credit card?

I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card? if you are looking for the free credit score usa national site, check out this site http://Credit-Report-Online-USA.com Here you can get … Continue reading