I am wondering if there are any, decent, credit card companies out there that are issuing unsecured cards to people with bad credit. I am tryin to rebuild mine and already have a Premier Card. I need another to continue. Any suggestions?
Get a credit card from local bank and pay it in time. You also [...]
I need help i need to know what are the advantages and disadvantage between these two cards a debit and a credit card.
Debit card:
PROS: the money comes right out of your account. you know how much you have and how much you have to spend.
CONS: Money comes right out of your account. lol. If [...]
My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score [...]
I am applying for a secured credit card after bankruptcy (due to medical bills), Is it to my advantage to get 2 or 3 secured credit cards to build history or only use one? I dont really need or want any loans/credit cards right now and I am big on paying cash but I need [...]
I have several credit cards that I have’t used in a long time. Should I close these accounts or leave them open? How will it affect my credit score?
if they dont charge you any annual fee leave them open coz if you close them it WILL lower your score
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I have a cap one credit card and a credit card from my bank that i use every month. I also pay them off every month. I also have about 4 other credit cards with zero balance that I have left open to show good standing and lines of credit. I was told that wamu [...]
I’ve always heard its good to keep your credit/balances at a certain ratio to improve your credit rating. What should mine be? I have 2 cards: one with a $200 limit and the other with a $250 limit. How much should i spend on each?
In your case and with such low limits on both cards… [...]
I have 2 cards from capital one that I use every month, but pay off every month. One has a credit limit of $500 the other is $1200. If I call to combine the credit limits into one card will my credit score suffer since one account will be considered closed? Or will it remain [...]
When I use my debit card at the store, it asks if I want like $0, $10, or $20 cashback. How does cashback work? And how would this cash back procedure work on a credit card?
Should I take a cashback amount when using my debit card? I see other people in line in front of [...]
I am a college student looking to open a credit card. What are the best rates and cards targeted towards students? Do they accept applications even with little or no credit?
The Citi Forward card and Citi mtvU cards are both great reward cards for college students. They offer 5% rewards in spending categories like [...]
