Category Archives: Credit Cards

I have a cap one credit card and a credit card from my bank that i use every month. I also pay them off every month. I also have about 4 other credit cards with zero balance that I have left open to show good standing and lines of credit. I was told that wamu … Continue reading

I’ve always heard its good to keep your credit/balances at a certain ratio to improve your credit rating. What should mine be? I have 2 cards: one with a $200 limit and the other with a $250 limit. How much should i spend on each? In your case and with such low limits on both … Continue reading

I have 2 cards from capital one that I use every month, but pay off every month. One has a credit limit of $500 the other is $1200. If I call to combine the credit limits into one card will my credit score suffer since one account will be considered closed? Or will it remain … Continue reading

When I use my debit card at the store, it asks if I want like $0, $10, or $20 cashback. How does cashback work? And how would this cash back procedure work on a credit card? Should I take a cashback amount when using my debit card? I see other people in line in front … Continue reading

I am a college student looking to open a credit card. What are the best rates and cards targeted towards students? Do they accept applications even with little or no credit? The Citi Forward card and Citi mtvU cards are both great reward cards for college students. They offer 5% rewards in spending categories like … Continue reading

I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that canceling a credit card has a negitive effect … Continue reading

I have no credit and I am having a difficult time obtaining a line of credit. Do you know of ny credit cards that have low fees that I would be able to get? Start off with a secured card, that way you won’t get turned down and you won’t get penalized before you even … Continue reading

If I have two different credit cards on my Paypal account, can I pick which one I want to use when I buy something on Ebay? Or do I have to use the first credit card I added? You have the option of funding the payment through any of your credit cards you have on … Continue reading

I’m 14 and I’m wondering how prepaid cards work? Can I just go to CVS buy a $10 card with cash and then use it online or will they send me some additional bill. Do I have to activate the card myself or is it automatically activated when I buy it? I don’t know much … Continue reading

My husband and I have around $20,000 in credit cards and I want to get them all on one to only have one payment. Do I get another credit card and put them all on there, get a personal loan, or is there something else out there that can help us? We have good credit, … Continue reading