Archive for the 'Credit Cards' Category

Thursday, October 1st, 2009

How do I know internet websites that require credit cards are not a scam?

How do I know internet websites that require credit cards are not a scam?
My mom is a little paranoid and thinks every website will try to steal money from the bank account through a credit card and lose all our money.
So the question is, how can I tell if a website is a scam [...]

Tuesday, September 29th, 2009

Is it bad for my credit rating to have credit cards and not use them?

I have three credit cards but only use one, and pay it off in full every month. I am planning on making a big purchase at Best Buy and can save a lot of money if I open a credit card with the purchase. (I believe like 20% which would be almost $150). [...]

Monday, September 28th, 2009

How do credit cards calculate the exchange rate?

I know many credit cards can add on a 2-3% surcharge for using a credit card overseas but what rate do they charge for the currency conversion?
Do they take the market rate at the exact time of the transaction or do they use the market rate at the close of the business day?
Or do [...]

Sunday, September 27th, 2009

What’s the best merchant service for processing credit cards online?

I want to be able to accept credit cards. Take down my clients card number and be able to charge it online w/out a card reader. I also don’t want to use paypal or goggle. And the rate should be the same for personal cards as well as business credit cards. Thanks for the help.
There [...]

Saturday, September 26th, 2009

I have several paid up credit cards I want to close out, how will this affect my credit score?

I am working on paying off my credit cards because I am planning to retire in 3 to 5 years. Is it ok to close out these paid up cards all at one time or does it matter?
Your score is based in part on the percentage of your available credit you have used. Closing [...]

Friday, September 25th, 2009

What happens to your existing credit cards if you foreclose your home? How about new credit cards?

Hello. I have a great credit score as of now, but things will certainly change once I fall to foreclosure on my home. 1) Will I lose my existing credit cards? 2) Will I be able to get new ones?
Also, does anyone know how many points you lose with [...]

Thursday, September 24th, 2009

What credit cards allow you to add an Authorized User WITHOUT requiring their social security number?

Both personal and small business credit cards would be helpful. Thanks!
I know through personal experience that American Express DOES require a SS# when adding additional cardholders (at least for personal cards), and that Advanta does NOT require a SS# when adding additional cardholders.
Personal experience with additional issuers would be helpful.
Please provide specific credit card [...]

Wednesday, September 23rd, 2009

How many credit cards is good for good credit?

I currently have 3 credit cards. A capital one, gap and just opened a citi bank a month and a half ago. I currently have a score at 684 and have had my capital one open for 2 years now. I am 21 but I want to make my score higher. I pay the [...]

Monday, September 21st, 2009

~CREDIT CARDS!!!!!!!!!!!~?

Hello,
I have bad credit i wanted to know a good credit card company that can give me a credit card and while i try to solve my credit issues. please answer if you have a good company and dont play cause i will ban you from yahoo answers.
Thanks!!
I have VERY bad credit but in an [...]

Sunday, September 20th, 2009

I am having 4 credit cards and done the balance transfer. Can i apply one more credit Card?

I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit [...]