TOP CREDIT RESOURCES » Credit Report http://www.topcreditresources.com Tools and information about Credit, Loans, and Debt Sat, 21 Jan 2012 07:22:38 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 I have several inquiries on my credit report due to fraudulent information. Is it possible to get them removed? http://www.topcreditresources.com/credit-report/i-have-several-inquiries-on-my-credit-report-due-to-fraudulent-information-is-it-possible-to-get-them-removed http://www.topcreditresources.com/credit-report/i-have-several-inquiries-on-my-credit-report-due-to-fraudulent-information-is-it-possible-to-get-them-removed#comments Sun, 08 Jan 2012 01:21:51 +0000 admin http://www.topcreditresources.com/credit-report/i-have-several-inquiries-on-my-credit-report-due-to-fraudulent-information-is-it-possible-to-get-them-removed Continue reading]]> I have about twenty credit inquiries from December 2010 to September 2011. The reason they’re there was because I kept getting turned down for credit cards. I decided to check my credit report a month ago and I found out there was inaccurate information. The credit bureaus wouldn’t remove it, so I had to have the creditors remove it. They fraudulent negative information is now gone, but the inquiries remain.

Is it possible to get them removed? I mean, I wouldn’t have them if it wasn’t for the fraudulent information on my credit report.

In the middle of reviewing your credit report, you notice at the very end a section labeled "Credit Inquiries" or "Regular Inquiries".
These inquiries were made by companies who received or "pulled" your credit report and these inquiries will remain on your credit report for two years. You may not recognize their names and you have no idea why they pulled your credit.
Many people tend to over focus on removing inquiries when their reports are full of lates pays, collection accounts or even a bankruptcy.
In these cases, you might want to hold off on your efforts to remove inquires until after you have successfully removed some of the bigger problems on your credit report.
But, if you are tackling your other credit issues, it doesn’t hurt to tackle this problem, too.

]]> http://www.topcreditresources.com/credit-report/i-have-several-inquiries-on-my-credit-report-due-to-fraudulent-information-is-it-possible-to-get-them-removed/feed 2 What kind of things on your credit report have to do with being unable to open a bank account? http://www.topcreditresources.com/credit-report/what-kind-of-things-on-your-credit-report-have-to-do-with-being-unable-to-open-a-bank-account http://www.topcreditresources.com/credit-report/what-kind-of-things-on-your-credit-report-have-to-do-with-being-unable-to-open-a-bank-account#comments Sat, 30 Jul 2011 21:39:35 +0000 admin http://www.topcreditresources.com/credit-report/what-kind-of-things-on-your-credit-report-have-to-do-with-being-unable-to-open-a-bank-account Continue reading]]> At the bank they said that it was not because of check systems, but because of a credit report thing. Just curious as to what kind of thing on a credit report would cause a bank account to be unable to be opened ?

I was turned down once for a checking account with a bank because after checking my credit they said it was because I didn’t own a home. So I went to another bank and they opened the checking account for me.

I can tell you that if you don’t have credit, don’t have enough credit, have missed payments, have done late payments, have had a judgment or bankruptcy on your report, have had too many inquiries, have too many credit cards, or have used more than have of the credit allowed you on credit cards you have might be reasons for a turndown.

]]> http://www.topcreditresources.com/credit-report/what-kind-of-things-on-your-credit-report-have-to-do-with-being-unable-to-open-a-bank-account/feed 1 How can I request Credit Reporting agency to correct their report? http://www.topcreditresources.com/credit-report/how-can-i-request-credit-reporting-agency-to-correct-their-report http://www.topcreditresources.com/credit-report/how-can-i-request-credit-reporting-agency-to-correct-their-report#comments Wed, 20 Apr 2011 06:48:37 +0000 admin http://www.topcreditresources.com/credit-report/how-can-i-request-credit-reporting-agency-to-correct-their-report Continue reading]]> I got a free Credit Report (online) that gives my credit score too. In the report I saw a Collection agency activity which is incorrect as I paid off the money long ago. How can I correct the matter? How do I formally let the agencies know about it?

If it is an error on their part and the money was there all along, then you can call them and ask to speak to a supervisor to have the credit report bid retracted. They will likely ask you for a copy of your bank statement showing the date the payment was withdrawn from your bank.

]]> http://www.topcreditresources.com/credit-report/how-can-i-request-credit-reporting-agency-to-correct-their-report/feed 2 How does an unused credit card report on the credit report? http://www.topcreditresources.com/credit-report/how-does-an-unused-credit-card-report-on-the-credit-report http://www.topcreditresources.com/credit-report/how-does-an-unused-credit-card-report-on-the-credit-report#comments Tue, 01 Mar 2011 19:14:15 +0000 admin http://www.topcreditresources.com/credit-report/how-does-an-unused-credit-card-report-on-the-credit-report Continue reading]]> If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?

hi,

if you are looking for the best credit report site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your Free Credit Score and Report

hope this help,

]]> http://www.topcreditresources.com/credit-report/how-does-an-unused-credit-card-report-on-the-credit-report/feed 2 How do I get my 3 credit report I am entitled to from internet? http://www.topcreditresources.com/credit-report/how-do-i-get-my-3-credit-report-i-am-entitled-to-from-internet http://www.topcreditresources.com/credit-report/how-do-i-get-my-3-credit-report-i-am-entitled-to-from-internet#comments Tue, 08 Feb 2011 07:50:35 +0000 admin http://www.topcreditresources.com/credit-report/how-do-i-get-my-3-credit-report-i-am-entitled-to-from-internet I’ve been to the website to order my free credit report but it always tells me to pay. How can I order my free credit report online?

If you are looking for the free credit check national site, check out this site

http://Free-Credit-Check-National.com/

Here you can get your 3-in-1 free credit score report

]]> http://www.topcreditresources.com/credit-report/how-do-i-get-my-3-credit-report-i-am-entitled-to-from-internet/feed 6 Is free credit report dot com is the best way to check my credit report? http://www.topcreditresources.com/credit-report/is-free-credit-report-dot-com-is-the-best-way-to-check-my-credit-report http://www.topcreditresources.com/credit-report/is-free-credit-report-dot-com-is-the-best-way-to-check-my-credit-report#comments Wed, 05 Jan 2011 08:18:35 +0000 admin http://www.topcreditresources.com/credit-report/is-free-credit-report-dot-com-is-the-best-way-to-check-my-credit-report I just looking for any good way to check my free credit report, but many sites doesn’t work.

Hi,

if you are looking for the free credit report national site, check out this site

http://Free-Credit-Report-National.info

Here you can get your 3 in 1 Credit Report and Score

Hope this help,

]]> http://www.topcreditresources.com/credit-report/is-free-credit-report-dot-com-is-the-best-way-to-check-my-credit-report/feed 3 How do I acquire my free credit report I am entitled to? http://www.topcreditresources.com/credit-report/how-do-i-acquire-my-free-credit-report-i-am-entitled-to-3 http://www.topcreditresources.com/credit-report/how-do-i-acquire-my-free-credit-report-i-am-entitled-to-3#comments Mon, 06 Dec 2010 05:37:40 +0000 admin http://www.topcreditresources.com/credit-report/how-do-i-acquire-my-free-credit-report-i-am-entitled-to-3 Continue reading]]> I just tried by logging on to the free credit report link. I filled everything out but then they asked for money. How do I acquire my free credit report I am entitled to?

if you are looking for free credit score usa national site, check out this site

http://Free-Credit-Score-National.info

Here you can get your 3-in-1 free credit score report

]]> http://www.topcreditresources.com/credit-report/how-do-i-acquire-my-free-credit-report-i-am-entitled-to-3/feed 7 How to acquire my free credit report I am entitled to? http://www.topcreditresources.com/credit-report/how-to-acquire-my-free-credit-report-i-am-entitled-to http://www.topcreditresources.com/credit-report/how-to-acquire-my-free-credit-report-i-am-entitled-to#comments Mon, 29 Nov 2010 03:59:56 +0000 admin http://www.topcreditresources.com/credit-report/how-to-acquire-my-free-credit-report-i-am-entitled-to Continue reading]]> I just tried by logging on to the free credit report link. I filled everything out but then they asked for my credit card number. The problem is I do not have any credit cards. How can I still get my free credit report?

if you are looking for free credit score usa national site, check out this site

http://Free-Credit-Score-National.com

Here you can get your 3-in-1 free credit score report

]]> http://www.topcreditresources.com/credit-report/how-to-acquire-my-free-credit-report-i-am-entitled-to/feed 3 Is free credit report com is the best way to check my credit report? http://www.topcreditresources.com/credit-report/is-free-credit-report-com-is-the-best-way-to-check-my-credit-report http://www.topcreditresources.com/credit-report/is-free-credit-report-com-is-the-best-way-to-check-my-credit-report#comments Thu, 18 Nov 2010 06:13:27 +0000 admin http://www.topcreditresources.com/credit-report/is-free-credit-report-com-is-the-best-way-to-check-my-credit-report I just looking for any good way to check my free credit report, but many sites doesn’t work.

Hi,

if you are looking for the free credit report national site, check out this site

http://Free-Credit-Report-National.info

Here you can get your 3 in 1 Credit Report and Score

Hope this help,

]]> http://www.topcreditresources.com/credit-report/is-free-credit-report-com-is-the-best-way-to-check-my-credit-report/feed 2 How does bad credit come off your credit report once you have passed the 7 year deadline? http://www.topcreditresources.com/credit-report/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline-2 http://www.topcreditresources.com/credit-report/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline-2#comments Sat, 30 Oct 2010 02:42:49 +0000 admin http://www.topcreditresources.com/credit-report/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline-2 Continue reading]]> Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has passed?

if you are looking for the free credit score usa national site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your 3-in-1 free credit report and credit score rating

]]> http://www.topcreditresources.com/credit-report/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline-2/feed 2