Archive for the 'Credit Report' Category

Monday, May 3rd, 2010

How do I fix credit report when the credit card company is no longer in business?

I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance.
Dispute the credit account with the credit bureau. The credit bureau will try to contact the credit card company and when they find out they do [...]

Saturday, April 24th, 2010

Can I tell a credit card company to report positive comments to my credit report?

I payed off 2 credit cards out of four. Can I contact those two credit card companies and ask if they can report positive comments to the credit bureau to raise my score? Or do they automatically do that? I’m trying to raise my score. If you have any tips please share them with me. [...]

Friday, April 23rd, 2010

How I can get free credit report once a year allowed by the government?

How I can get free credit report once a year allowed by the government?
Is there a truly a free credit report? I just want to get my credit report. Help me please.
AnnualCreditReport.com is the site mandated by the FTC to allow online access to your free annual credit reports from each of the three [...]

Thursday, April 22nd, 2010

Why would my credit report look good on Equifax and not Experian?

My credit reports looks good for one agency.
I have a loan in really good standing that is being reported by Equifax on my credit report but when I look at the other, it has no history of the loan. Should this loan be reported to all three of the agencies?? Or is it up to [...]

Wednesday, April 21st, 2010

How does an never used credit card report on the credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?
if you are looking for the free credit score usa national site, check out this site
http://Credit-Report-Online-USA.com
Here you can get your 3-in-1 free credit report and credit score [...]

Tuesday, April 20th, 2010

How to get the free annually credit report?

How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come [...]

Monday, April 19th, 2010

How does an unused credit card report on your credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?
if you are looking for the free credit score usa national site, check out this site
http://Credit-Report-Online-USA.com
Here you can get your 3-in-1 free credit report and credit score [...]

Sunday, April 18th, 2010

How often does Household Bank report to credit bureaus?

I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report as of [...]

Saturday, April 17th, 2010

How can I get my credit report online for free with out using a credit card?

I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?
if you are looking for the free credit score usa national site, check out this site
http://Credit-Report-Online-USA.com
Here you can get your 3-in-1 free [...]

Thursday, April 15th, 2010

What is the real “free credit report” website?

You hear from all sorts of places about getting your free credit report, but you just have to sign up for a free trial. And there’s always that catch. I saw something yesterday on the TV about a free credit report being offered and the offer expires end this month? I can’t remember who it [...]