Friday, January 22nd, 2010

Are there any credit cards that offer unlimited viewing to your credit file and score?

I have a cap one credit card and a credit card from my bank that i use every month. I also pay them off every month. I also have about 4 other credit cards with zero balance that I have left open to show good standing and lines of credit. I was told that wamu had a credit card that allows you to view your credit report and score. Is this true or is there some other company to check into about this?

I also have a WAMU card, have for over 2-years, it does indeed show your Transunion score and it’s pretty accurate I just had my credit pulled for a refinance on my home and the score were very close.

It doe’s not show your credit file though.

4 Responses to “Are there any credit cards that offer unlimited viewing to your credit file and score?”

Judy Says:

I’ve heard the same about WAMU.
But I also heard that it is not an accurate score.
Looks like you have perfect credit. Just keep revieing your reports once a year.
I have developed perfect credit with using cards correctly.
(mortgage people told me this). I have never needed to know my scores – since I would not know how to improve them anymore. /
References :

lexchen86 Says:

I have the Wamu credit card, and it does have credit score on the website, it didn’t show up till 30days after openin… and it updates every month… mine got updates every 15th of the month… and I did check with Myfico.com.. and it is almost the same, just 1point different… it is from TransUnion…it s a good card.. and it will be Chase soon/……
References :
Having wamu card for 6 months

SPIFIMAN1 Says:

I also have a WAMU card, have for over 2-years, it does indeed show your Transunion score and it’s pretty accurate I just had my credit pulled for a refinance on my home and the score were very close.

It doe’s not show your credit file though.
References :
Finance Manager for over 9-years / WAMU.

M K Says:

SPIFIMAN1 is right. You get to view your Transunion score and it comes pretty close to the actual score. The benefit of the credit report is that you can use it as a tool to see how one credit bureau views your credit. It is also nice because you would be aware of identity theft sooner than later.

I did some research for you. As you may have heard Washington Mutual is now part of Chase. I went on the Wamu site to see if you can still apply for any of their offers. It appears that you may still be able to. The strange thing was that it asked for a login and password, but it did say apply in the wording. It seems as though if you really want the WaMu card you can get one. Here is the exact wording I encountered…

You may have a credit card offer! Please login with your Online ID and click FIND MY OFFER to get more details and to apply…

I’m sure there is a way in which to apply if you don’t have a checking or savings account with them.

I hope that I was able to provide you with more information. http://www.creditfast.com
References :

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