I have 2 credit cards that are both past due pretty bad. Im in the process of selling my car and i plan on putting the money from the car into the credit card debt. My goal is to get a loan for a motorcycle.
After paying down my credit cards, how quickly will my credit score be affected? Should i wait a few months?
Try this one – http://creditreport.undonet.com
I use it to monitor my credit score during last 3 years. They can preestimate any changes of you scores for different scenarios of payments.