Comments on: What credit cards have the best rewards programs?

By: MJ

MJ — Wed, 31 Dec 2008 09:31:59 +0000

Chase offers a reward card that you can alternate between getting cash back or miles/points. I personally like my Washington Mutual (formerly Providian) because they pay promptly on the anniversary date/month a rebate check. Not just credit into your account. Most only offer 1% (the 5% c'mons) are for only certain transactions AND the merchant has to be coded as that specific vendor, i.e. gasoline station, not a convenience store, etc……so you won't really see that much difference between the two rebate amounts. Review at bankrate.com credit card section and punch in criteria you want. Yahoo Finance also has a credit card analysis page. (to me CASH is always better than points/credits for future purchases, like GM card because you have to BUY something to take advantage. what if you only want the money? Take the cash!!!)
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By: Abbi G

Abbi G — Wed, 31 Dec 2008 08:50:59 +0000

I like the Citi card myself. They have several different type of cards though....airline miles, diamond rewards, cash back. I have the diamond rewards card too.
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By: bohboh

bohboh — Wed, 31 Dec 2008 08:32:59 +0000

dont cancel all ur credit cards. U should atleast leave ur oldest credit card open. (so u can have a longer credit history) Interms of best rewards programs, it really depends on what u r more interested in. Cash back? Rewards? Gas card?
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By: Nightfly

Nightfly — Wed, 31 Dec 2008 08:20:59 +0000

Citcards Diamond Rewards. I alway get gas cards, cause i am too cheap to buy it at the pump.
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By: jon0055

jon0055 — Wed, 31 Dec 2008 07:38:59 +0000

amex american express,visa
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