What happens to credit cards debts when your parent dies?

If your parent dies what will happen to their credit card debts? Will the children have to pay it off? Plus their parent will In Canada now but has a two credit cards in the Niagara Falls, New York.

Thanks!

While I don’t know Canadian law, my guess it is pretty similar to US in that the estate is responsible for the debts. Assets must be used to pay off the debts before being distributed to heirs. If there are not enough assets to cover the debts, the heirs do not inherit the debt.