What should I know about credit cards and are there fees i have to pay for having a credit card?


First of all i know nothing about anything much, loses memory U__U
I am wondering what should i know about credit cards, but before anything just to say i don’t have bills to pay or anything getting money due to some car incidents and planning to put it in my account. Are there somethings such as fee i must pay for using credit cards or overuse? Please help and get me some recommendations for credit cards thanks!

It really depends on the credit card If this is your first card i would recommend a capital one
Journey card as there is no annual fee and its one your more likely to get approved for. The interest rate is dependent on the card this is the main other fee as well but only applies if you do not pay off your full balance every month. Other wise there are usually no fees for using cards you actually can get money back if you use it right!

Hope this helps! Good Luck!