What’s the best merchant service for processing credit cards online?

I want to be able to accept credit cards. Take down my clients card number and be able to charge it online w/out a card reader. I also don’t want to use paypal or goggle. And the rate should be the same for personal cards as well as business credit cards. Thanks for the help.

There are lots of merchants out there that claim to have the best rates. Its really going to depend on the volume to run and the amounts. Paypal may be your best option to start with, and you can always change as your volume increases