I payed off 2 credit cards out of four. Can I contact those two credit card companies and ask if they can report positive comments to the credit bureau to raise my score? Or do they automatically do that? I’m trying to raise my score. If you have any tips please share them with me. Thank you.
Credit cards can not report comments on your credit report.
Any time you use more than 30% of your available credit limit you are reducing your score.
That’s why it is best to use credit wisely.
Pay in full each month – this way you never pay interest and get great scores.
Do not close your oldest credit cards – you will delete part of history.
Closing credit cards does no good for credit whatsoever – it can actually lower it.
Only close it if it carries an annual fee.
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