Comments on: How does an never used credit card report on your credit report?

By: margie

margie — Tue, 27 Oct 2009 20:47:59 +0000

It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does a
dd to your credit score just because someone issued it to you.

if you are looking for the free credit report usa national site, check out this site

http://free-credit-report-national.com/

Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.
References :

By: Mr. Mike

Mr. Mike — Tue, 27 Oct 2009 20:31:59 +0000

It shows an open account with a potential for debt. Depending on how high your limit is on this card, it could hurt your overall score.

Best to charge a couple of things on it and keep a low balance. Pay it off completely a couple of times a year.

Credit scoring is like voodoo.
References :

By: mel mel

mel mel — Tue, 27 Oct 2009 20:15:59 +0000

every time you even fill out the application it shows a hit on the report.
References :
personal experience