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	<title>Comments on: How long will it take to regain good credit report?</title>
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	<link>http://www.topcreditresources.com/credit-report/how-long-will-it-take-to-regain-good-credit-report</link>
	<description>Tools and information about Credit, Loans, and Debt</description>
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		<title>By: Clay</title>
		<link>http://www.topcreditresources.com/credit-report/how-long-will-it-take-to-regain-good-credit-report/comment-page-1#comment-1382</link>
		<dc:creator>Clay</dc:creator>
		<pubDate>Wed, 02 Dec 2009 11:02:59 +0000</pubDate>
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		<description>Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - buildcredit.ifastnet.com&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service &#8211; buildcredit.ifastnet.com<br /><b>References : </b></p>
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		<title>By: My Take on It</title>
		<link>http://www.topcreditresources.com/credit-report/how-long-will-it-take-to-regain-good-credit-report/comment-page-1#comment-1381</link>
		<dc:creator>My Take on It</dc:creator>
		<pubDate>Wed, 02 Dec 2009 10:21:59 +0000</pubDate>
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		<description>7 Years from the time of the last payment

And, his credit will NOT improve until he gets another credit card or some other installment type of loan and pays it on time for a period of up to 18 mos. 

He may have to get a secured credit card in order to get his credit score back up.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>7 Years from the time of the last payment</p>
<p>And, his credit will NOT improve until he gets another credit card or some other installment type of loan and pays it on time for a period of up to 18 mos. </p>
<p>He may have to get a secured credit card in order to get his credit score back up.<br /><b>References : </b></p>
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		<title>By: Ryan M</title>
		<link>http://www.topcreditresources.com/credit-report/how-long-will-it-take-to-regain-good-credit-report/comment-page-1#comment-1380</link>
		<dc:creator>Ryan M</dc:creator>
		<pubDate>Wed, 02 Dec 2009 09:35:59 +0000</pubDate>
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		<description>It takes 7 years for a reported item to come off of a credit report.  This is done on purpose.  Depending on just how bad his credit is, it might be several years before he can get another credit card.  Banks are really cracking down on giving cards to people with a history of being financially irresponsible.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>It takes 7 years for a reported item to come off of a credit report.  This is done on purpose.  Depending on just how bad his credit is, it might be several years before he can get another credit card.  Banks are really cracking down on giving cards to people with a history of being financially irresponsible.<br /><b>References : </b></p>
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