Is the drop off date 8 years on old marks on a credit report? Who do you contact to get these off? Is it the actual reporting agency? Like where you request the form from? Thanks!
It is 7.5 years for most items, but 10 years for legal judgments. You contact the credit reporting agencies and the forms are on their respective websites. Look for a link referring to "Dispute Information" or something to that effect.
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