How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the major credit agencies and how do I get my free credit report.

if you are looking for the free credit score usa national site, check out this site

http://Credit-Report-Online-USA.com

Here you can get your 3-in-1 free credit report and credit score rating