I have about twenty credit inquiries from December 2010 to September 2011. The reason they’re there was because I kept getting turned down for credit cards. I decided to check my credit report a month ago and I found out there was inaccurate information. The credit bureaus wouldn’t remove it, so I had to have the creditors remove it. They fraudulent negative information is now gone, but the inquiries remain.
Is it possible to get them removed? I mean, I wouldn’t have them if it wasn’t for the fraudulent information on my credit report.
In the middle of reviewing your credit report, you notice at the very end a section labeled "Credit Inquiries" or "Regular Inquiries".
These inquiries were made by companies who received or "pulled" your credit report and these inquiries will remain on your credit report for two years. You may not recognize their names and you have no idea why they pulled your credit.
Many people tend to over focus on removing inquiries when their reports are full of lates pays, collection accounts or even a bankruptcy.
In these cases, you might want to hold off on your efforts to remove inquires until after you have successfully removed some of the bigger problems on your credit report.
But, if you are tackling your other credit issues, it doesn’t hurt to tackle this problem, too.