What credit report service is the best value?

I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don't want to pay an arm and a leg. I shouldn't have to buy my own personal information in the first place.

Rather than pay a monitoring service, spread out your free credit reports thru out the year — one bureau every 4 months. Unless your personal info has been compromised, you really don't need to do more than that.