This company is through Consumer Credit Counseling Service. After being unemployed for over 1 year, and used all my savings to pay my credit card bills I need the help of this type of service. I just got a job making 80% less than I was making before, and have less to pay the credit card companies. I called each credit card company, and very few will work with me. Has anyone had a positive experience with Money Management International? Thank you.

They are a member of NFCC. This makes them a good choice.