How to Find Legitimate Consumer Credit Counseling Services?

There are hundreds of organizations that provide consumer credit counseling. Most of them are reputable services committed to helping consumers resolve their money troubles. However, some charge excessive fees, give questionable advice, and fail to perform the services they promise.

So how to choose best among Credit Counseling Services?

To find reputed and legitimate agencies make sure that it meets the following criteria: -

- Is an accredited nonprofit.
- Is an NFCC or AICCCA member agency.
- Employs certified counselors.
- Provides substantive counseling and education.
- Provides more than one debt management option.
- Charges reasonable or no fees.
- Makes up-front disclosures about services, fees, and revenues.
- Has a clean business record.

There are very few of such companies. So first try and then move ahead.