I want to repair my credit, does anyone know any reputable credit repair services that will do a good job?

Where do I start, how? Need to fix credit! I Have charge offs, open acconts, and paid off accounts. Tired of being turned down and end up paying more out of my pocket!

I quote from the 2007 edition of the Consumer Action Handbook.

"If the information is accurate, only time, hard work, and a personal debt repayment plan will improve your credit score. Credit repair companies advertise they can erase bad credit for a hefty fee. Don’t believe it".