Anyone know about JCB credit cards and their usage in Canada?

I heard they were popular there. Have any stats that could help me figure out how they compare to other big name credit card businesses in Canada? Any resources you can provide?

I’m not sure, try Googling that or looking on their website.

What credit cards can I apply for with no credit?

I am a college student and I want a credit card or two to help start building my credit. What credit cards can I apply for with no credit history? New federal regulations are making it extremely hard for anyone under 21 to get a credit card. You must have employment for 1 full year … Continue reading

For Human Resources Experts, when employers do background checks do they pull credit or know past employers?

For Human Resources Experts, when employers do background checks do they pull credit or know past employers? What do they actually do and find? Can they tell your entire work history? Anyone who has been in human resources what do they usually do when they do a background check or whatever. Thanks I know that … Continue reading

Merchant services: Is there an easier way to accept credit cards than the underwriting process?

I am looking at opening a financial billing company and need the ability to take credit cards over the phone, but my credit is not good enough to secure it without a co signer. I have no one to co sign for me. Is there a merchant services company that is lenient on giving credit … Continue reading

What is the difference between VISA credit cards and VISA® credit cards?

I wish to avail one. In many places VISA® credit cards are mandatory. For example, last year I tried to register for G.R.E., and they did not accept my Axis bank debit card which is a VISA card. In their website, they ask for VISA® or MasterCard® credit card/debit card. Can anyone please explain? The … Continue reading

Is Union Workers Credit Services a scam?

I received a letter in the mail for a pre approved credit card from Union Workers Credit Services, with a credit limit of $10,000.00. Is this a scam? Telephone: 214-424-6888 Here is their number, note it is not 800. They give you credit (maybe) but first you pay them $37. The credit is good only … Continue reading

Is this invitation by Union Workers Credit Services legit?

I got this letter by mail saying ive been Pre-Approved for an exclusive platinum card membership. It says its a limited time offer and it ends on 8-17-11. All i have to do is pay a fee which is $37. It also says the credit limit it has is $10,000. I mean to me it … Continue reading

How often do credit cards send info to the credit reporting agencies?

I just paid off two cards in anticipation of applying for a loan. I’d like those cards to show up as zero balance on my credit report. How often are these reports updated? Should I call them and ask them to send an update? How long will I need to wait for these to be … Continue reading

What kind of things on your credit report have to do with being unable to open a bank account?

At the bank they said that it was not because of check systems, but because of a credit report thing. Just curious as to what kind of thing on a credit report would cause a bank account to be unable to be opened ? I was turned down once for a checking account with a … Continue reading

does union workers credit services exist in 2011?

I want to know if this company is legitimate and if so how can a company offer 5% interest rates? I have never heard of this company. I received a letter stating I was pre approved for 10,000.00. I want to know how this is possible in today’s economy. Stay away. See complaints at this … Continue reading